Money Management

Money management offers a tour of research on the science of spending, explaining how you can get more money.

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Do what you do so well that they will want to see it again and bring their friends. Walt Disney

Tuesday

How to Be Happy Right Now

Today is the day to stop living for the future. This present moment is all that you will ever experience, so you must learn to enjoy the present, if you are ever to enjoy yourself at all.

Too many people postpone their happiness waiting for some future goal to manifest. People decide that they will be happy “when I get a better job”, “when I meet the love of my life,” “when my children are grown,” “when I retire.” We use these excuses, and countless others, to allow ourselves to live with less enjoyment and happiness than we deserve. Often, after one goal is accomplished, we immediately create another, so that we are in a perpetual state of waiting for our lives to become worthy of our enjoyment, rather than simply enjoying the life we have right this instant.

Obviously it is vital to keep striving towards the betterment of your life, but you must also be able to enjoy yourself while you are creating a better future. The way to do this is to realize that this present moment is all that you will ever experience. Both the past and the future are abstractions of your mind. The only intimate, real experience is that of this moment. In this moment lies your ability to make changes in your life, including the ability to simply enjoy where you are. If you cannot be happy now, when will you ever be happy?

Fortunately, there is a simple method for enjoying this moment, and the key is awareness. Simply be fully aware of whatever you are experiencing right now. Focus your awareness on your senses, and feel the sensual nature of physical reality. Look around you, really try to see the world, and listen quietly to any sounds entering your brain. By becoming aware of precisely where you are at this moment, your brain will shift to a more contemplative, relaxed state, and joy will naturally replace the discord of anxiety that comes from focussing on the past or the future. When you become aware of the eternal now in which you exist, you can begin to feel the power that is available to you in every instant, and this power can be used to immediately work towards the attainment of your goals.
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Monday

Why Your Feelings Are the Gateway to Riches

Your emotions contain the magical power to transform your creative energy into physical experience, including experiences of prosperity and wealth. The key to transforming your beliefs, and thereby transforming your life, is to feel with true emotional intensity that the lifestyle you desire is already yours. This is not at all difficult to do. All that is necessary is short, highly focused periods of time, utilized consistently.

Remember: real change cannot occur for you until you truly desire to change. Desire is the product of emotional intensity. When the pain of not changing overwhelms the pain of change, then your life will instantly transform.

Change your state. Stand up, breathe deeply and act as if you have more physical energy than you have ever had before. Pretend that you are filled with powerful energy. Act the way you would act if you had limitless energy. Fill your mind with positive, hopeful expectation. Expect to see results. Know that you will reach your goals. Approach these exercises as if there is absolutely no possibility of failure. Concentrate on your goals and feel that you have already accomplished them. Imagine how you would feel if you had already reached all of your goals. Feel it. Write down any thoughts that come to you, feel gratitude for all that you already have and recommit to accomplishing your goals.
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Sunday

Your Desires the Key to Your Spiritual Evolution

Your desires are directions for your psychological development as a human being. If you follow your desires, and ask yourself why you truly want the things that you want, you will find that your desires always lead to the attainment of certain emotional states.

Unfortunately, we are often conditioned to feel guilty for wanting too much. Many believe that there is a blatant contradiction between wanting to have it all and feeling empathetic to the plight of less fortunate people. Basically, we are led to believe that it is evil to be rich in a world filled with poverty.This attitude misses a crucial truth of humanity. Evolution is an individual experience, and each individual must learn for him or herself how to manifest more of the life energy we all desire.

We cannot help others by being pulled down by the “reality” of the world’s suffering. Empathy does not mean you must be as sad and poor as the rest of humanity. True empathy means that you use your personal power, your hopeful energy, and your wealth to solve the situations of the world that you find unsatisfactory. Only when each individual stakes their claim to divine power can negative physical experiences are alleviated.
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Saturday

The Greatest Secret of Modern Science and How It Will Transform Your World

There is one all-important truth that you must accept if you wish to develop on the path to prosperity. You must discard the idea that the physical universe is a meaningless, uncaring, random machine, and that human consciousness is a chemical accident within this machine.

In fact precisely the opposite is true. The universe is a living, conscious, intelligent energy which manifests all physical realities. Thought, emotion, consciousness, and life are the true substance of our universe. Whereas we have been led to believe that consciousness is a delusion of our neurology, the real delusion is that a universe of such magnificence could be accidentally formed. There are countless scientific findings from the past century that point to this truth.

The most startling finding of modern science is that there is no material substance in the universe. Protons, electrons, quarks, and all of the “fundamental” particles that science has discovered all turn out to be various manifestations of energy and information.

Everything in the universe is a product of this ever-moving, ever-changing energy. All that we experience physically is simply an interpretation of that energy using our physical senses. So in the most practical, physical sense, everything that you experience is the result of your mind’s interpretation of the energy of the universe. This insight is the first step to true freedom and personal power. If you believe the universe is a random, meaningless, violent place then in your experience it will be so. If, on the other hand, you believe that your mind controls the substance of your experience, and that the universe is primed to fulfil your needs, then you will meet with experiences that confirm this truth.
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Friday

The Power of Auto-Suggestion

Employing positive self-talk on a consistent basis can work miracles in your life. The reason for this is surprisingly simple. Your subconscious mind will faithfully draw into your experience whatever you consistently think about. This has been stated in many ways before: “you are not what you think you are, but what you think, you are!” and “you are what you think about all day long!” Again, you do not have to believe any of this if you do not feel comfortable, but you should try these ideas out, because they work on practical, physical levels. You are learning highly beneficial psychological tools in order to enjoy your life on a more satisfying level! Do not let your doubts, your fears, or your scepticism get in your way. Simply try it.

The truth is that you are already using hypnotic suggestions on your mind 24 hours a day. If you think thoughts such as “I am not creative,” “I am not happy,” “I am poor,” “I am unhealthy,” or any other negative statement, you are training your subconscious mind to bring these ideas into your reality. You are doing it constantly. The trick to controlling your life is to fill your mind with statements which are condusive to creating the life you desire. The simplest place to begin is with affirmations. Not only do they have the power to instantly transform your life, but they will stimulate your mind to find ways to make these suggestions real for you. If you tell your mind “all of my needs are met,” you will instantly change your mental outlook, and this will encourage you to strive to find concrete expressions of your new beliefs. Positive affirmations are constructive directions for your mind. You have the power to use affirmations to set the course of your life. Use this power!
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Thursday

How to Protect Yourself from the Negativity of Others

YOU MUST PROTECT YOURSELF FROM NEGATIVITY!

Avoid negative people and situations. Do not allow anyone the opportunity to douse their negative energy on you as you try to evolve. It is not necessary to explain to anybody where your new mental attitude is coming from, or where the cash is flowing from, unless they are completely supportive and genuinely interested.

Do not argue or defend your new ideas to anyone! Ignore them, and get away from anybody who cannot understand the psychological principles you are learning. You must also banish the negative self-talk that incessantly occurs in your mind. Replace all negativity, criticism and self-doubt with an honest belief in your ability to change anything in your life. You do not have to pretend that you do not have problems, or that things do not always go smoothly, but you must realize that you have the ability to solve any of your problems, and the potential to attain all of your goals. This is not blind hope, but literal fact.

The easiest way to banish negativity from your life is to have an optimistic view towards the future. Perhaps your past has been filled with negativity and pain, but there is no reason to drag this pain with you as you grow older. You have the power to make you life a positive expression of your spirit. Realize that you have the power to change anything in your life with which you are unsatisfied. This knowledge will give you the strength to go beyond the negativity we are all surrounded by. Also, with positivity and optimism, it is much easier to turn your problems into opportunities for growth.
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Wednesday

How to Instantly Change Your Limiting Beliefs

Now in order to re-program your mind to accept higher levels of prosperity, you must discover what beliefs have limited your experience in the past, and you must consciously decide to change those beliefs.Your beliefs attract to you the life you experience. It is not your intelligence, your education, or your circumstances that have left you financially unsatisfied, but you’re limiting beliefs about what it means to have financial freedom.

What negative associations do you have regarding excess money? Do you feel that having money is a sign of shallowness, or that rich people are stingy or greedy? Do you feel that wealth will cause conflict in your life? Will it ruin some of your friendships? Would having too much money mean too much responsibility? Whatever it is, you must find what has held you back from financial independence and you must, consciously, decide to change this belief. Ask yourself why you are not satisfied financially. What beliefs have held you back?

Try to get at your core belief about money. For example, a core belief for many people is “money is the root of all evil.” Around this belief develop many subsidiary beliefs that would automatically fall away if the core belief were changed. You must realize that money is not good or evil, but is a tool for expressing your creative energy in the physical world. Realize that you are a good person who will use money for the good of many. Realize that you are evolving to a new level in your emotional, psychological, and spiritual development, and that financial abundance will allow the full expression of your evolved, more expansive personality.

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